Insurance Policies

Voluntary Workers Group Personal Accident Policy

Insured Persons 
All Voluntary Workers of the Insured including Directors and Committee Members

Scope of Cover 
The coverage afforded by this policy shall only apply whilst an Insured Person is engaged in local voluntary work authorised by and under the control of the Insured including direct uninterrupted travel to and from such local voluntary work.

Age Limit 
16 – 95 yrs

Sums Insured

Death & Capital Benefits 
$50,000 for Insured Person up to & including 85 yrs
$10,000 for Insured Persons over 85 yrs

Weekly Accident Benefit 
85% of average gross weekly Salary to a maximum of $1,000 (income earners)

Domestic Help 
$500 per week for 26 weeks (non-income earners)

Student Tutorial Benefits 
$500 per week for 26 weeks (non-income earners)

Non-Medicare Medical Expenses 
85% to a maximum of $3,000 - $50 excess

Deferral Period 
7 Days

Aggregate Limit 
$1,000,000
 

 

Museums Liability Insurance

Sums Insured

Option One - Public Liability = $20,000,000
or
Option two - Public Liability = $10,000,000

Excess = $500

 

Combined Professional Indemnity & Public/Products Liability Insurance

Coverage

Professional Indemnity = $5,000,000 any one claim & $20,000,000 in the aggregate
Public/Products Liability = $20,000,000 any one occurrence

Excess = $250 per claim per insured

 

Contents – Museum Collection Insurance

  • Insurance for office and non-collection contents such as computers, desks, display cabinets and any fixtures & fittings you are required to insure under your lease
  • Insurance for a variety of collection types and sizes including fine-arts policies for galleries
  • Insurance for items when they travel or are on display elsewhere
  • Tailored insurance for a variety of different perils such as fire, flood, storm damage, impact or theft
  • Ability to include cover for rewriting of records, business interruption, glass and money

 

Individual Consultants (master policy)

Combined Professional Indemnity & Public/Products Liability Insurance
This insurance policy is available to both members and non-members of Museums Australia.

Cover
Professional Indemnity = $5,000,000 any one claim & $20,000,000 in the aggregate
Public/Products Liability = $20,000,000 any one occurrence
Excess = $250 per claim per insured
Period of Insurance = 30/04/2013 to 30/04/2014

Procedure
Each Insured must complete the short form Museum Consultants Proposal form, if the referral triggers are not triggered then the insured can be endorsed to the master policy. Upon acceptance of Insurance, the proposal form along with a closing is to be sent to W.R. Berkeley Insurance Australia.

Referral Triggers

  • Activities other than those agreed by WRBIA
  • Answering YES from 4 - 8 of the policy form
  • Over $100,000 income

Business Description
Conservators, exhibition designers, training in museum methods, preservation needs assessments, significance assessments, archaeology only.

Activities outside the above can be considered, but need to be referred first.

Premiums
Individual Members of Museums Australia receive a generous discount when taking out this insurance